In many cases a homeowner has not
applied for any loss mitigation option however still wants to keep
their home but find this themselves facing a foreclosure (sheriff
sale) date. It may not be too late. However, the window of
opportunity begins to close quickly as the foreclosure
approaches. The banks become less likely to work with the homeowner,
as the foreclosure is in an advanced stage. In this situation
judicial intervention may be needed to provide for more time to be
able to take advantage of pre-foreclosure loan work-outs.
A homeowner can apply to the court and
appear before the judge themselves. But it is our experience that
it’s best to have an attorney in this scenario. Citizens Mortgage
can assist the homeowner in their request for judicial
intervention. We have a team of experienced attorney’s that will
fight to save your home and advocate for more time to work out, in
lieu of foreclosure, a solution to the impending foreclosure.
Don’t wait to call. Time is of the
essence in these situations. Contact your local Citizens Mortgage
Relief representative for more information.